Protecting Your Future

Future Insurance Pty Ltd, trading as Townsend Insurance Services and Future Insurance Group is an insurance advice company, specialising in Personal Risk Insurance (also known as Life Insurance). Townsend Insurance Services was established on the Sunshine Coast by Tony Townsend around 20 years ago. Tony focussed on providing personalised, client focused advice and believed that having a great relationship with his clients was a key component in providing good advice outcomes. So it is unsurprising that many of Tony’s clients have also become long-time friends.

With some recent health issues requiring a lot of focus and energy, Tony spent a number of years searching for a suitable successor. Ryan Dean considers himself very fortunate to be chosen by Tony to fulfill that role.

Ryan started Future Insurance Group in Melbourne in 2007 and with the strong links of family and friends in Melbourne and the expanded service team in the Sunshine Coast office, (and the help of current communications technology), continues to provide personalised service to the clients of Future Insurance Group.

Our goal is to ensure that your most important assets are protected: your family; your income; your financial wellbeing. With access to almost every Life Insurance company in Australia, the team at Townsend Insurance Services and Future Insurance Group can provide the best protection solution for you.

Insurance Products

Our years of professional experience will help you to obtain the most appropriate insurance for yourself, your family and your business.
personal protection insurance

Personal Protection

Whether it is protecting yourself or your family, having the right forms of personal life insurance is vital.

Business Protection

Any business that has more than one owner, a Key Person (or Key People), or business debt, needs to protect itself.

Life Insurance & TPD

Life insurance provides a lump sum in the event of death or the diagnosis of a terminal illness.

Trauma Insurance

Trauma Insurance provides a lump sum payment in the event you suffer a specified medical trauma.

Income Protection

Income Protection provides a replacement income if you are unable to work due to illness or injury.

Business Expenses

Business Expenses insurance covers set business expenses if you are unable to work due to illness or injury.

Why Insure Your Future?

The freedom for you to make choices today about your future tomorrow is beyond value. Our goal is to ensure your most important assets are protected: your family, your income & your financial security

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Why Choose Us?

Townsend Insurance Services is considered one of the Sunshine Coast’s most respected Personal Insurance Protection firms and Future Insurance Group has been providing exceptional Life Insurance service in South East Melbourne for over 15 years.

We are passionate about protecting our clients and pride ourselves on our high quality service, integrity and professionalism.

Over 30 years combined experience

Friendly personalised service (no pressure approach)

Sincere and honest family run business

We assist with claims management at your time of need